Our innovative solution to self-funding the cost of staff absences at your Multi-Academy Trust
Stop overpaying for absence cover.
With Schools Mutual, you stay in control. Set your own claims fund, use it as needed, and reclaim any unused balance at year-end.
No hidden costs, just a simple admin fee and built-in wellbeing support.
And for total peace of mind? Stop-loss protection kicks in if costs go beyond your fund.
Flexible. Innovative. Designed for Trusts.
For Example:
If a Trust pays £100,000 for this protection, their claims fund will be £70,000. If the Trust only claims £50,000 from the fund we will return the remaining surplus of £20,000.
In this scenario the cost to the Trusts budget of self-funding staff absences for the year is £30,000 as they have had £70,000 back in claims and surplus.